I had invested in NCDs because there was no TDS on interest income on NCD. But from the current FY 2023-24 there is TDS on interest on NCD.
If you don't want deduction of TDS you need to send Form 15H (applicable for Senior Citizens). You can download Form 15H in pdf which is a 4 page document. First page is to be filled and signed and there is declaration on second page which is also to be signed. The remaining 2 pages are for the use by the company who pays the interest.
PDF forms can be filled on Firefox. For saving the filled form you have to press Ctrl+c. The first 2 pages can be filled and printed for signing.
The filled and signed pages can be scanned as pdf using Google Drive app on Android phone.
Open the Drive app Click on + then on Scan. Scan page 1 select OK cick on + icon on bottom right and scan page 2 select OK and save to My Drive.
Download the Scanned PDF from Drive to your Linux Desktop/Laptop.
Download and install pdftk.
Extract page 3 and 4 from 15H Form in pdf with following command.
$ pdftk Form15H.pdf cat 3-4 output Form15Hp3-4.pdf
Combine Scanned PDF with page 3-4 with following command.
$ pdftk Scanned.pdf Form15Hp3-4.pdf output Filled_Form15H.pdf
Filled_Form15H.pdf can be sent to the Company or the agency who manages form 15H on their behalf.
